FinanceMOT Blog
Plain-English finance for SME owners who don’t speak finance.
What your numbers actually mean and what to do about them.
No jargon. No lectures.
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How to Know if Your Business is Financially Healthy | UK SME Guide
Learn how to accurately assess your business’s financial health using key metrics and warning signs. This practical guide shows UK SME owners exactly what to measure, what healthy looks like, and when to take action.
Your accounts show a profit but the bank balance fell. Here is why the cash flow versus profit gap catches growing UK businesses, and how…
Form VAT652 is gone. Here is the current HMRC process for correcting a VAT error, the £10,000 threshold, and how to avoid a careless penalty.
A lost receipt is lost tax relief. Here is how to automate expense receipts for your UK business, which tools pay off, and which ones…
A price increase is arithmetic, not a gamble. Learn the break-even formula that shows how many customers you can afford to lose and still come…
The Clean Maritime Demonstration Competition 7 (CMDC7) closes 11am on 15 July 2026, with up to £1 million per feasibility project. Here is how UK…
Making Tax Digital for Income Tax is now live for sole traders and landlords earning over £50,000. Here is what it means and the steps…
Most founders became a company director by signing a form, not reading the law. Here are the seven duties UK directors actually owe, in plain…
Grow sales and still run short of cash? Gross margin usually explains the gap. Here is what a falling gross margin means and three fixes…
Xero or QuickBooks for your UK business? An honest 2026 comparison of pricing, MTD, users and the real limitations, plus how to pick the right…
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