FinanceMOT Blog
Plain-English finance for SME owners who don’t speak finance.
What your numbers actually mean and what to do about them.
No jargon. No lectures.
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How to Know if Your Business is Financially Healthy | UK SME Guide
Learn how to accurately assess your business’s financial health using key metrics and warning signs. This practical guide shows UK SME owners exactly what to measure, what healthy looks like, and when to take action.
Year-end chaos is not a December problem. It is eleven months of small jobs nobody did. Here is a simple monthly bookkeeping routine that fixes…
Most SMEs run on a bookkeeper and a year-end accountant, with nobody reading the numbers between. Here is what a fractional CFO does and when…
In 2025, 23,938 UK companies failed, and almost none without warning. Learn the early signs of financial trouble, from shrinking cash runway to creditor days.
Most SMEs accumulate finance software by accident. Here is what a good tech stack actually looks like, which tools matter, and current UK pricing.
A business with 12 staff and one with 48 often run finance the same way. Here is what good financial governance looks like at 10…
Your accounts show what happened. A simple 3-statement financial model shows what is coming, and why a profitable year can still run you out of…
Innovate UK Innovation Loans lend UK SMEs £100,000 to £5 million at 3.7% for late-stage R&D. Here is who qualifies before the 26 August 2026…
Automate invoice chasing with Xero, QuickBooks, Chaser or Satago. See which tool fits your UK SME, what each costs, and what none of them will…
Made Smarter Adoption gives UK SME manufacturers a matched grant of up to £20,000 plus a free digital roadmap. Several regional pots are open now.
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